Step 1: Let’s Chat About Your Goals
Every journey starts with a conversation. We’ll talk through your dreams, budget, and what “home” means to you.

Resources: Boulder Appreciation Data

• Boulder’s real estate market has averaged annual appreciation rates of 6.75% over the past decade, though the most recent year saw a 3.01% increase.

• Use our Boulder model chart to see how home values have grown over time, and how different neighborhoods perform

Understanding Compound Appreciation
Compound appreciation means your home’s value doesn’t just grow each year—it grows on top of previous gains. For example, if your $600,000 home appreciates 5% in year one, it’s worth $630,000. If it appreciates another 5% the next year, it’s now $661,500—not just $30,000 more, but $31,500 more, thanks to compounding

Rent vs. Buy: What’s the Real Difference?

• Renting: Your monthly payment builds your landlord’s equity, and rent typically increases over time.

• Buying: Your mortgage payment builds your own equity, and you benefit from appreciation and potential tax advantages.

5% Down Mortgage vs. Renting: 5-Year Gain Example
Let’s say you buy a $600,000 home with 5% down ($30,000). If Boulder’s appreciation averages 5% per year, after 5 years your home could be worth about $765,000. That’s a gain of $165,000—plus you’ve been paying down your mortgage and building equity, instead of just paying rent.

Ready to See How Homeownership Can Work for You?
Let’s walk through the numbers together and explore your options. Whether you want to see appreciation charts, compare rent vs. buy, or just talk through your next steps, I’m here to help you make informed, confident decisions for your future.